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  • Telefónica seeks O2 engagement

    Telefónica seeks O2 engagement

    January 21, 2015 Harry Joiner
    Concerns rise about owning a shrinking mobile-only business as rivals bolster broadband and TV Source: Companies
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    January 21, 2015Telefónica seeks O2 engagement
    Obama Seeks to Burnish His Climate Legacy, But Will His Oil and Gas Policies Haunt Him?

    Obama Seeks to Burnish His Climate Legacy, But Will His Oil and Gas Policies Haunt Him?

    January 21, 2015 Harry Joiner
    In at least three previous State of the Union speeches, President Barack Obama placed great emphasis on his "all of the above" energy strategy — one that includes both aggressive pursuit of…
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    January 21, 2015Obama Seeks to Burnish His Climate Legacy, But Will His Oil and Gas Policies Haunt Him?
    Windows 10's Cortana: A Solution Without A Problem?

    Windows 10's Cortana: A Solution Without A Problem?

    January 21, 2015 Harry Joiner
    A large focus of Microsoft's press event today other than high-concept holograms and Windows 10 itself was the personification of the OS, Cortana. We've seen the Halo-themed AI (complete with original…
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    January 21, 2015Windows 10's Cortana: A Solution Without A Problem?
    Microsoft Augments Reality With Windows Holographic

    Microsoft Augments Reality With Windows Holographic

    January 21, 2015 Harry Joiner
    Microsoft debuted its new augmented reality tech at the Windows 10 live event today. Source: Technology
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    January 21, 2015Microsoft Augments Reality With Windows Holographic
    With Windows 10 You Can Stream Any Xbox One Game To Your PC Or Tablet

    With Windows 10 You Can Stream Any Xbox One Game To Your PC Or Tablet

    January 21, 2015 Harry Joiner
    Xbox One users are gaining the ability to stream any Xbox One game to an in-network tablet or PC running Windows 10. Source: Technology
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    January 21, 2015With Windows 10 You Can Stream Any Xbox One Game To Your PC Or Tablet

Siemens: wind power needs subsidy in US

October 5, 2014 by Harry Joiner - Add Comment
Source: Companies
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Sri Lanka temporarily halts some Fonterra product sales after illness

October 5, 2014 by Harry Joiner - Add Comment
COLOMBO, Oct 5 (Reuters) – Sri Lanka has suspended the sale of some Anchor milk powder made by Fonterra after some children consumed the product and fell ill, government health officials said on Sunday. Source: Financials
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Bulgarian election result a "heavy defeat": Socialist party spokesman

October 5, 2014 by Harry Joiner - Add Comment
SOFIA, Oct 5 (Reuters) – The results of Bulgaria’s general election point to a heavy defeat for the Socialists, a party spokesman told reporters on Sunday evening. Source: Financials
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Gross sparks rate position exodus

October 5, 2014 by Harry Joiner - Add Comment
Source: Companies
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Yahoo punt on Snapchat feels like déjà vu

October 5, 2014 by Harry Joiner - Add Comment
Source: Companies
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3 Outrageous Bank Fees That Are Getting Out of Hand

October 5, 2014 by Harry Joiner - Add Comment
Filed under: Investing It’s not easy being a banker these days. Low interest rates are dissuading savers. Regulators have tightened not only lending standards, but also the flexibility of financial institutions to collect some fees.   The end result is that banks are trying to make up for lost revenue by hiking the fees that they can adjust until consumers get fed up. Let’s go over a few of the fees that are getting out of hand. ATM fees are getting out of handOne of the benefits of having a debit card tied to [...]
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A Perfect Credit Score: Is It Possible?

October 5, 2014 by Harry Joiner - Add Comment
Filed under: Investing If you check your FICO credit score, which is the method most commonly used by lenders, you’ll see a number between 300 and 850. Higher scores are better, and scores in the range of 500-800 are most commonly seen. Source: 401kcalculator.org via flickr Now, if you just want “good credit,” it’s not too hard to figure out how to get there. Pay your bills on time, don’t borrow more than you can afford to pay back, and don’t max out your credit cards, and your [...]
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5 Banks With Juicy Dividend Yields

October 5, 2014 by Harry Joiner - Add Comment
Filed under: Investing Who doesn’t love a high-yielding dividend stock? These companies throw off enough cash that management can fund operations and growth with enough cash left over to send shareholders a handsome little check every quarter. Seriously, what’s not to love? Banks, when managed properly, are a perfect business model for steady, reliable dividends. Make a loan today and that loan will bring in cash flow every month for a year or two… or maybe even 20. As long as the bank maintains a strong [...]
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Ebola: Everything You Need to Know

October 5, 2014 by Harry Joiner - Add Comment
Filed under: Investing Source: European Commission DG ECHO via Flickr. It’s official: the first case of Ebola has been diagnosed on U.S. soil. According to the Centers for Disease Control and Prevention, a man in Dallas, who had been traveling from Liberia, was confirmed to have the Ebola virus as of Sept. 30. As you might imagine, the diagnosis has unnerved Dallas residents and those who may have come in contact with this infected individual (some 80 people as of this writing). But even more so, it’s frightened [...]
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Why Tesla's Next Big Thing Could Flip the Auto Industry Upside Down

October 5, 2014 by Harry Joiner - Add Comment
Filed under: Investing Tesla Motors is calling it the Gigafactory. The electric-car maker estimates that the $5 billion factory will boast lithium-ion battery production that by 2020 will exceed the entire world’s 2013 lithium-ion battery production. The factory, Tesla says, is necessary for the company to bring the economies of scale to batteries that will enable Tesla to launch an electric vehicle at half the price of its Model S by 2017, one that will be disruptively aimed at the mass market. Citing the Gigafactory among the key reasons, Morgan Stanley analyst Adam Jonas [...]
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Feedback: The Virgin tycoon offers unlimited leave

October 5, 2014 by Harry Joiner - Add Comment
Most readers agreed with Lucy Kellaway on Sir Richard Branson for offering staff unlimited leave Source: Management
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McKinsey’s tacky way to nail recruits

October 5, 2014 by Harry Joiner - Add Comment
Hiring events should not turn into hen nights – the body should be kept private Source: Management
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How to brainstorm by yourself

October 5, 2014 by Harry Joiner - Add Comment
Contributions from colleagues have be useful but can also derail a promising train of thought Source: Management
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The Italian job: Erick Thohir, Inter Milan

October 5, 2014 by Harry Joiner - Add Comment
The club’s Indonesian owner is fixing its finances and changing the organisational culture Source: Management
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It's Entirely Possible to Fix & Flip 10 Homes at Once: Here's How

October 4, 2014 by Harry Joiner - Add Comment
Filed under: Investing Throughout most of the country, prices are rising, and investors are scrambling to find deals. My market in Colorado is no different, with prices rising 20% to 40% over the last two years. Investors have come back in a big way since the housing market recovered, and it is definitely harder to find deals. However, I have still been able to buy fix and flips and rental properties in a very competitive market. I have no secret ninja techniques to find deals; I simply used solid fundamentals to buy properties well below [...]
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Fed-up Bulgarian voters may fail to end political deadlock

October 4, 2014 by Harry Joiner - Add Comment
SOFIA, Oct 4 (Reuters) – Bulgarian voters fed up with political deadlock may end up with another shaky coalition after a snap election on Sunday, leaving the European Union’s poorest member struggling to resolve a banking crisis and revive growth. Source: Financials
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If You're Worried About Going Broke in Retirement, Read This

October 4, 2014 by Harry Joiner - Add Comment
Filed under: Investing According to a recent Wells Fargo survey, nearly half of all U.S. investors are concerned about running out of money in retirement. Source: 401kcalculator.org via Flickr. Some people worry that they don’t have enough savings, while others are simply afraid to invest in the stock market and are earning little or no returns on their nest eggs. Should you be worried about going broke during retirement? It depends on your savings and expectations. But with some solid planning, you [...]
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Get Free College Tuition Abroad — but Watch for These Pitfalls

October 4, 2014 by Harry Joiner - Add Comment
Filed under: Investing Last year, a British study showed that 56% of American college students indicated a desire to study abroad – mostly so they could experience foreign culture and have some fun. There is, however, another good reason to pursue your college career in a country other than the United States: Tuition is free in many foreign countries, even for American citizens. Still, only about 1% of all U.S. college students study abroad.  While the [...]
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Better Dividend Stock: Realty Income Corp. or American Realty Capital Properties Inc.?

October 4, 2014 by Harry Joiner - Add Comment
Filed under: Investing With high yields and growing dividends paid monthly, American Realty Capital Properties  and Realty Income  can turn your portfolio into a cash-generating machine. Bet on the wrong management team, however, and your cash machine can become a money pit. To determine the better dividend stock, I’ll dig into which management consistently follows through on its mission, intelligently allocates capital, and promotes and nurtures competitive advantage. MissionARCP: “[T]o generate monthly dividends from a durable and predictable level of monthly rents paid by primarily investment grade and other credit-worthy tenants,and to provide significant growth [...]
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Hackers who hit JPMorgan attacked some 9 other firms -report

October 4, 2014 by Harry Joiner - Add Comment
Oct 4 (Reuters) – About nine other banks and brokerages were infiltrated by the same group of hackers who recently attacked computer systems at JPMorgan Chase & Co, the New York Times reported late on Friday, citing unnamed people briefed on the matter. Source: Financials
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Is VIVUS Inc. a Short Sell?

October 4, 2014 by Harry Joiner - Add Comment
Filed under: Investing Short selling is a high risk, high reward investing strategy that requires a rock-solid investing thesis to pull off successfully. Even then, short sellers often guess wrong and pay dearly in the form of a so-called “short squeeze.” Healthcare and biotech stocks tend to attract short sellers in droves because they often have a premium built into their share prices that reflects the commercial potential of their clinical pipelines. In other words, biotechs tend to trade at rich premiums for reasons that could evaporate in a hurry due to a clinical [...]
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Merkel ally says Draghi turning ECB into a "junk bank"

October 4, 2014 by Harry Joiner - Add Comment
BERLIN, Oct 4 (Reuters) – A leading member of German Chancellor Angela Merkel’s Bavarian sister party criticised European Central Bank chief Mario Draghi on Saturday, saying he was turning the institute into a “junk bank” with his plans to buy debt rated as junk. Source: Financials
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WRAPUP 4-Rival protesters face off in gritty Hong Kong neighbourhood

October 4, 2014 by Harry Joiner - Add Comment
* Pro-democracy student leader says to pull out of planned talks Source: Financials
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UPDATE 1-Skye Bank picked as buyer for Nigerian lender Mainstreet

October 4, 2014 by Harry Joiner - Add Comment
LAGOS, Oct 4 (Reuters) – Nigeria’s state-owned rescue bank AMCON has picked mid-tier lender Skye Bank as the winning bidder for the nationalised Mainstreet Bank, AMCON said on Saturday. Source: Financials
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Tesco takes delivery of $50m corporate jet

October 3, 2014 by Harry Joiner - Add Comment
Five-strong fleet up for sale as financial problems mount for UK retailer Source: Companies
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Deeper ties urged after JPMorgan breach

October 3, 2014 by Harry Joiner - Add Comment
Contact details for 76m households stolen Source: Companies
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UPDATE 3-Gold miner Iamgold to sell Quebec niobium mine for $500 mln

October 3, 2014 by Harry Joiner - Add Comment
(Adds comments by CEOs of Magris and Iamgold; updates share price) Source: Financials
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Ex-N.Y. lawmaker ordered to prison for marriage fraud

October 3, 2014 by Harry Joiner - Add Comment
NEW YORK, Oct 3 (Reuters) – A former New York state lawmaker was sentenced on Friday to a year and a day in prison for entering into a sham marriage to gain U.S. citizenship and for lying about her assets when filing for bankruptcy. Source: Financials
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Day of reckoning for UK payday lenders

October 3, 2014 by Harry Joiner - Add Comment
New rules introduced by the FCA have made it impossible for the vast majority of short-term, high-cost lenders to survive Source: Companies
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Web TV Apps Start To Look Like Over The Top TV

October 3, 2014 by Harry Joiner - Add Comment
If you have been thinking about cutting the cable cord, you had to look down a long dark alley of missing content and a lonely flatscreen TV.  But a number of new services are now showing up to fill that gap and provide a true TV experience that could herald the arrival of the OTT – Over The Top – universe. Source: Technology
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Connecticut attorney general probing JPMorgan breach -source

October 3, 2014 by Harry Joiner - Add Comment
NEW YORK, Oct 3 (Reuters) – Connecticut Attorney General George Jepsen is investigating the massive data breach at JPMorgan Chase & Co, according to a person familiar with the matter. Source: Financials
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'Skylanders Trap Team' Available Now On iOS With Digitial Starter Packs

October 3, 2014 by Harry Joiner - Add Comment
Although the console version of Skylanders Trap Team doesn’t hit stores until 5th October in the US, the tablet version of the game is available in some app stores already. On iOS for instance it is available in Australia. Source: Technology
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Week in Review, October 4

October 3, 2014 by Harry Joiner - Add Comment
Money pours out of Pimco; Apple, eBay and GM also in the news Source: Companies
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UPDATE 1-Luxembourg court denies protection to 2 Espirito Santo groups

October 3, 2014 by Harry Joiner - Add Comment
BRUSSELS/LISBON, Oct 3 (Reuters) – A Luxembourg court on Friday rejected a request by two holding companies of Portugal’s Espirito Santo family for “controlled management”, a sort of bankruptcy protection from creditors. Source: Financials
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Rocket Internet chief aims to fly high

October 3, 2014 by Harry Joiner - Add Comment
The very competitive Oliver Samwer remains unfazed by group’s market debut Source: Companies
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UPDATE 1-Fortress/Prelios in the lead to buy UniCredit's bad loan unit-sources

October 3, 2014 by Harry Joiner - Add Comment
MILAN, Oct 3 (Reuters) – A consortium comprising U.S. asset manager Fortress and Italian property group Prelios is currently in pole position to buy UniCredit’s bad-loan unit, three sources close to the matter said on Friday. Source: Financials
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'Middle-Earth: Shadow Of Mordor' Review Part Two: Batman Walks Into Mordor

October 3, 2014 by Harry Joiner - Add Comment
‘Shadow of Mordor’ draws inspiration from the wonderful Arkham video game series but has plenty of its own innovation. Source: Technology
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Head of Citi’s Banamex unit resigns

October 3, 2014 by Harry Joiner - Add Comment
Javier Arrigunaga quits in wake of fraud scandal Source: Companies
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Deutsche Bank's Apple Downgrade Makes No Sense When Looking At The Numbers

October 3, 2014 by Harry Joiner - Add Comment
When you look at Deutsche Bank’s EPS estimates, growth rates and valuation metrics the downgrade doesn’t make sense. Source: Technology
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Netflix Usage On PlayStation, Xbox Is Declining

October 3, 2014 by Harry Joiner - Add Comment
Even though video game consoles are aiming to try and become “living room PCs” in this new era of tech, they’re starting to face challenges from cheaper alternatives offering many of the same services. Source: Technology
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"What Tax Bracket Am I In?" — "It's Complicated."

October 3, 2014 by Harry Joiner - Add Comment
Filed under: Investing You don’t need a Hogwarts sorting hat to figure out what tax bracket you’re in. Photo: Flickr user Cleavers. It’s common for us taxpayers to think about, and occasionally look up, our tax bracket, to see how big a tax hit we’re taking. But many people misunderstand the tax bracket concept. You might, for example, glance at the table below, which features the tax brackets for the current tax year, and note that your taxable income of $50,000 parks you in the 25% bracket. You [...]
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Is This the Real Perk Tesla Motors Inc. Got From Nevada?

October 3, 2014 by Harry Joiner - Add Comment
Filed under: Investing Elon Musk’s Tesla Motors is one of the standard bearers of the electric-vehicle revolution . However, leading is sometimes expensive, particularly when an industry is just getting its start. That’s why Tesla is pushing the envelope on the batteries used to power autos. And with a little help from Nevada, its plans for a giant battery manufacturing plant are one step closer to fruition. But why pick this state over the others? (Hint: It wasn’t just about the money…) Cutting-edgeThere’s no question that an all-electric car is cutting-edge. Musk noted as much [...]
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The Nation's 5 Largest Homebuilders

October 3, 2014 by Harry Joiner - Add Comment
Filed under: Investing This article was updated on Oct. 3, 2014. America’s biggest problem right now continues to be unemployment. Officially, 5.9% of Americans are unemployed. But once you factor in the people who only have part-time positions and those who have left the labor force out of discouragement, the number is considerably higher.  What’s the solution?  While this has been an important question for the past six years, there’s no easy answer to it. Economists on the left argue that additional fiscal stimulus is needed. Those on the right say that regulations and [...]
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What Are Investors to Make of PepsiCo's Share Buybacks?

October 3, 2014 by Harry Joiner - Add Comment
Filed under: Investing PepsiCo is one of the best-known stocks in the consumer space, with the company holding a large number of well-known brands, including its flagship Pepsi and Gatorade beverages, in addition to food products like Frito-Lay and Quaker Oats. PepsiCo is appreciated by investors for its long track record of steady growth and reliable dividend payments. Recently, PepsiCo has accelerated its share buyback program in an effort to return even more cash to shareholders. PepsiCo is spending billions of dollars this year to buy back shares. It’s reasonable to question this strategy, [...]
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Is AT&T Making Wise Bets on Its Future?

October 3, 2014 by Harry Joiner - Add Comment
Filed under: Investing In the last 12 months, AT&T has spent approximately $23.2 billion on capital projects, or 17.78% of its total revenue. That far exceeds the 16.5% and 15.5% of total revenue AT&T directed toward capital expenditures in 2013 and 2012, respectively. So AT&T is clearly making big, aggressive bets on its future, but on what, and are these investments wise? AT&T has demonstrated in SEC filings and press releases that its operational focus lies in 4G LTE and broadband infrastructure, also called Project VIP,, an initiative that the company announced in 2012 saying at [...]
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Fed says hedge funds trimmed bets on interest-rate volatility

October 2, 2014 by Harry Joiner - Add Comment
Oct 2 (Reuters) – Hedge funds have trimmed their bets on rising interest-rate volatility since the beginning of this year, according to the results of a quarterly survey of senior credit officers conducted by the Federal Reserve. Source: Financials
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Buffett admits ‘huge mistake’ on Tesco

October 2, 2014 by Harry Joiner - Add Comment
Billionaire reveals $800m paper loss on investment in UK supermarket whose shares hit 11-year low Source: Companies
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UPDATE 1-UniCredit Bank Austria sells CA Immobilien stake for 295 mln euros

October 2, 2014 by Harry Joiner - Add Comment
VIENNA, Oct 2 (Reuters) – UniCredit Bank Austria has sold its 16-percent stake in Austrian property firm CA Immobilien to a private holding company based in Cyprus, in a 295 million-euro deal ($373 million), CA Immobilien said on Thursday. Source: Financials
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Trader faces criminal ‘spoofing’ charges

October 2, 2014 by Harry Joiner - Add Comment
Michael Coscia allegedly used algorithms to submit false bids Source: Companies
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Agreements With Motorola, Bristol-Myers To Boost Boost to Prudential's Retirement Business

October 2, 2014 by Harry Joiner - Add Comment
We expect the two deals to fuel solid growth for the company. Deals such as these have been a good way for the company to limit its exposure to interest-rate risk and poor investment returns, thus avoiding capital deficiencies for its core operations. Going forward, we expect these results to lead to more such deals in the market for the company. Source: Markets
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